Insurance Coverage of Workers

As per BPL survey, 2002, there are about 6 crore estimated BPL families (a unit of five) in the unorganised sector. Initially, it was proposed to cover all the 6 crore BPL families under Rashtriya Swasthya Bima Yojana (RSBY) providing for smart card based cashless health insurance cover of Rs. 30000 per family per annum. However, the experience shows that only about 60% of BPL families become available for enrolment. As such about 3.6 crore BPL families are to be covered under the scheme. It is the endeavour the government to cover all such families by 2012-13.