HALLO I M MANOJ I HAVE TAKEN A LOAN FROM A URBAN CO OP BANK. THE BANK SANCTIONED 2 LAKH RS FOR VEHICLE LOAN AGAINST IT VALUATION. BUT ACTUAL WAS COST A RS 2,60,000. SO BANK ANCTIONED HOME REPAIR LOAN OF RS 60000 AND TOTAL 2,60,000 RS BANK PAID DIRECT TO THE PARTY BY DD. LOAN TENURE WAS 60 MONTH OF EACH LOAN. BANK TOOK 60+60 CHEQUE FROM ME FOR REPAYMENT. ALL CHEQUES WAS ONLY SIGNED AND OTHER PORTION WAS BLANK. CHEQUES ARE FROM SAME BRANCH AND BANK. NOW BANK PRODUCED THAT CHEQUES FOR REPAYMENT AND BOUNCING. AND FILLING CASES U/S 138, 420. NOW I HAVE PROVED TO THE JMFC AND I ACCQITTED AFTER THEN I PAID ALL RS 3,10,000/- UNDER OTS. THEN BANK GIVEN ME TO TERMINATE LOAN NOTEFROM RC BOOK. AGAIN AFTER 2 YEARS BANK FILLED A CASE IN SAME MANNER. BANK AWLAYS SAYS THAT CHEQUES ARE GIVEN IN WRITING BY ME. PLEASE HELP. HERE IS THE JUDGEMENT OF JMFC JAWHAR