i took 3.70 lacs educational loan from sbi for my mba on 2008. when i completed my mba i did not get job. on 2012 i got a job as a sales executive in where i get 12000 in hand salary outside of my hometown. where i maintained myself and pay room rent. in my present job location i stay with my family. i am from poor family. where my mother is house wife and father is a retire from his job 5years ago. now he got only 1000/- pension. i am private employee so i screw about my job and my future. sbi allready visited my hometown address 2 times and they are searching me. i dont know what i do?? how to i repay my loan ?? till now my family pay only 60000 rupees to my loan account. sbi all time threating my family to knowing my present location.
i am only one son of my family. i am only resource of earning. i have not any backbone to support me or support my finance if i lose the job. i earn 12000 p.m in this amount its not enough to repay the amount. phirbhi i want to pay 2000 rs per month from january 2014 in my sbi loan account, bank se kya main directly baat karu about this matter actualy main dara huya hoon cause if i called to bank if they jail me???
kya bank walen kuch amount mean interest waive kar sakta hai.??? main bohot zada stress main hu...
papa n maa ko dikhne walen koi nahi hai.. or source of income main hoon..
mujhe kya karna hoga or bank ko kaise approach karu??? mujhe sach mein time chahiye main pay karunga but dhire dhire har month pe.. or kya kya ho sakta hai mere saath pls sir/madam aap log mereko sahi giude dena..
kuch or jankari chahiye pls email me : adi_change@yahoo.in
mereko sahi rasta chahiye kaise ladu or kya karu sahi sahi ... pls help me.
hope for your valuable response sir/madam
thanks and regards
ayan
