Hello Sir/Madam,
I had loan with Public Sector Bank. And I have given gaurantee to my father consumer loan upto limit of 1,00,000/-
I have paid all my Loan like Vehicle loan and Education Loan with all dues. Bank is not ready to provide No Due Certificate for the paid loans. And I am ready to pay the gauranteed amount for my father loan. They have attached Consumer Loan with Bank account. Even though I am willing to pay the consumer loan gaurantee limit of 1,00,000/- which is mentioned in the Gaurantee Covering Letter. Bank is not ready to provide NOC to the above loans and as well discharge from Consumer Loan. People who are coming to give notice to my residence asking for Bribe. After wrting to greivence redressal of particular bank did not find solution.I do not have records for this.
I have suffered a lot in business due to this as my CIBIL score getting drop and I am not getting credibility in my business. Suffered huge loss due to this issue. Please guide me what steps I need to take. I have attempted to address this issue to senior management no response from anyone.
Please help me to solve this issue.
