I had taken flat in construction linked scheme in a Apartment and got it financed by bank. The builder is defaulter and harassing me and not giving possesion. Bank has given NOC for taking possesion of flat. Can i take possesion on my own if builder is absconding after taking 85 % payment. Bank is willing to make payment if the builder raises demand after doing construction but builder is not at all interested in giving possesion to owners whereas we are paying interest and emi to bank every month . I have no other option but to takeover. Can I pressurise police to help me in taking the possesion and will i get water and electricty connection if i take possesion in such a way. and will the act to take my property in my own custody be legal as agreement is in my name itself ? I am nowhere a defaulter but the builder is at fault and may collapse any time and is absconding as per police ( police is not taking any action) . Please help. sachin - 9810933322.