Respected Sir,
I have read the details of your case, and from the facts I have came to the conclusion that you have been really cheated but all the advocates do not deal with the case like the matter reported by you. But you are also at little bit fault as you must consult 2/3 advocates before handing over your documentsto your advocate.
so in my opinion in your casein my opinion if your case has not been filed by the advocate in that case you can file your case even now in the district court where you are residing, as there is limitation in filing of motor accident case after amendment the motor vehice act Rs.25000/- in injury cases and the same is adjusted the actual compensation to be awaruyoiuded by the Tribunal.
In my opinion you must file your claim petition by engaging some competent advocate or theclaim petition canbe filed by you by your self as no technicaliites are not involved in claim cases and it summry procedure and many cases the insurance companies pay compensation through settlements in lok adalats and the cases are decided in months and you get your just compensation and in this way youget your compensation easily and at much early time without any dificulty.