The cited order is not by Apex Court...
It is now well established that the complainant has to prove the liability reasonably.. Let us not get confused... dishonored cheque...proper time table....and lo behold...accused is doomed.... No it is is not that, to avail the presumption the complainant is required to become the holder, that means he is reasonably required to prove the entitlement, then only onus shifts to accused. If complainant fails to establish his case then presumption stands rebutted. The failure of complainant can be brought forward in cross examination.
No law gives presumption with respect to amount, the presumption is only with respect to the type of liability attached with the case. The accused cannot say that the cheque was issued as gift or for something other liability.. For example an accused can have scooter loan, car loan home loan from the same Bank, if the cheque gets bounced and Bank makes the Car Loan as liability, then accused cannot say, it was issued for Scooter Loan which stands settled. In such case Bank has to prove the amount due on Car Loan, and accused is required either to disprove the amount due for Car Loan or prove that the cheque was given for Scooter Loan..... Hope it is clear.