LCI Learning

Share on Facebook

Share on Twitter

Share on LinkedIn

Share on Email

Share More

Articles by Saurabh Bajaj

avatarView Full Profile

Are We being Penny Wise and Pound Foolish?

  Saurabh Bajaj   02 November 2018 at 12:14

Story 1:Year 1998 � Mr Alok Sharma had borrowed Rs. 4 Lakhs from Mr. Dinesh Patnayak. He promised to return it in 2 years and also promised to pay 12% interest p.a. on the same.However, Mr Sharma refused to pay after 2 years and after negotiati ..


Posted in Others  5 comments |   524 Views


Time-Time Ki Baat hai - Part 2

  Saurabh Bajaj   26 June 2015 at 11:07

�Hey Niraj, am back to seek your help again� said Uncle Shrikant to his nephew Niraj Desai.�Completely my pleasure uncle, please tell me, how can I be of help to you.� Said NirajShrikant: As you know, my younger son, Aakash is ..


Posted in Taxation |   1417 Views


Time-Time ki baat hai - Part 3

  Saurabh Bajaj   23 January 2015 at 11:02

�Look Who�s here !! Mr. Desai, Good to see you.� said Mr. Suren Mehta, a retired banker. He was sitting with few other friends, Mr. Ajit Khanna and Mr. Rajat Ghosh, in a park as their daily routine in retirement days. He suddenly s ..


Posted in Taxation  2 comments |   2378 Views


The Hare Could Win Here !!

  Saurabh Bajaj   26 November 2014 at 10:55

This is the story of 2 friends viz Amar and Rakesh. Both were from middle-income family backgrounds. Both joined same company at the same salary level of around Rs. 23,000 p.m. We all have heard the story of a hare and tortoise wherein the hare wa ..


Posted in Taxation |   1097 Views


Beware!! Another Fraud in the Air !!

  Saurabh Bajaj   25 February 2014 at 16:28

Mr. Rajeev Kumar, a Chartered Accountant, working with a leading Automobile company was worried about his insurance policy. He had bought an insurance-cum-investment plan from a company (say K) 3 years back with an annual premium of R ..


Posted in Taxation  5 comments |   1499 Views


The Reality about Realty !!

  Saurabh Bajaj   05 December 2013 at 17:30

Trust me Sir, real estate will always give you best returns. The prices cannot go down and you will be double your money in 3 years. I think you should book this flat. said Kunjan Srivastav, a seasoned real estate broker to his potenti ..


Posted in Taxation  30 comments |   2513 Views


Financial Planning for Beginners

  Saurabh Bajaj   10 June 2013 at 11:40

June is the month, when many campus recruits start with their first job. Sameer Dahane was one of them. While he was excited of a new role, he was equally eager to get his salary so that he can splurge it. On a casual tea-time discussion with Kapil, ..


Posted in Taxation  2 comments |   4275 Views


Do We really Understand the meaning of Risk?

  Saurabh Bajaj   04 August 2012 at 11:55

The other day, I was talking to a friend of mine, Sunil (name changed), when he told me that he is looking for a good life insurance policy for his father, who is 65 years old. Sunil also said that most of the policies do not cover his father and ..


Posted in Taxation  2 comments |   2068 Views


Why is Insurance Mis-Sold in India ?

  Saurabh Bajaj   12 July 2012 at 11:54

Come on !! If you are a really good friend of mine, you ought to buy a life insurance policy from me Sounds Familiar ?? How many times we keep hearing this argument from a close friend (?) or a relative to buy an insurance policy fro ..


Posted in Taxation  4 comments |   2355 Views


Things you didn’t Know about PPF !!!

  Saurabh Bajaj   11 January 2012 at 18:25

Its the HR mail again. I need to do my tax savings now and submit the proofs. Said Monisha, a 26 years old Software professional to her colleagues Akshay and Neha. Neha: Me too !! Where should I invest ?? Monisha: Of course PP ..


Posted in Taxation  2 comments |   7026 Views