Joint owners of flat

Your mother can gift that flat property to you. The gift deed must be registered in such a case.

Thank you.

Thank you for the advice.

So here, the flat property is owned by me and mother. So it is the 50% share of my mother which she will gift me? Did you mean that.

Also do we need to go the registrar office to have the gift deed registered?

Yes.

For more assistance, engage an advocate of your own choice.

Thank you.

Okay, thank you.

Home loan is going on for this flat property.  Can we still gift it? Or any other way ?

Yes, you can still gift it subject to the mortgage.

I repeat that engage an advocate of your own choice. Please don't ask for freebies!

Thank you.

For getting the entire property, that is the share of your mother in the property to your name, you may have to obtain NOC from bank because the title to the property now wrests on the bank, any transfer of title can be done only after discharge of the entire home loan amount.

Instead you can get a Will executed by your mother bequeathing her share in the property on your name and get it registered so that the litigation if any in future can be challenged accordingly.

Obtain Bank NOC and get a gift / sale deed executed by your mother through a local prudent lawyer.