DEAR SIR/MADAM.
WELL AND EXPECTING THE SAME .I AM WORKING AS A TEACHER .RECENTLY MY SISTER PASSED AWAY DUE TO DOWRY HARRASMENT(HER HUSBAND ALIVE).I AM TAKING CARE OF HER DAUGHTER -8YEARS OLD. ACTUALLY I WANT TO TAKE INSURANCE POLICY IN MY NAME AND NOMINEE IS MY SISTER'S DAUGHTER APPOINTEE MY MOTHER.I HAPPENED TO KNOW THAT AS PER LAW "INCASE OF MY DEATH THE BENIFIT GOES IMMEDIATELY TO MY WIFE OR SISTER'S HUSBAND(FATHER OF CHILD) ".BUT THE BENEFIT SHOULD GO TO MY SISITER'S DAUGHTER OR MY MOTHER ONLY . WHAT TO DO? PLEASE ADVICE.
