My father expired in 2002, without leaving behind a will. My mother and myself are the only surviving family members. Till now, we have'nt had any problems transferrring property or bank accounts to our names, even without a succesion certificate. MCD even mutated the family house in my mother's name.
Now, for the purpose of a bank loan against the same house, I have been asked to get a 'Legal Heir Certificate' from the local SDM. And a relinquinsment deed from me giving up my right to the property.
Trouble is, I can't get competent, correct, sound legal advise from anybody on the procudure involved. Or on the location of the local SDM. I live in Sarita Vihar, New Delhi.
A visit to the local Saket courts had a lawyer fool me into making two affidavits saying they would work, but the bank rejected both and asked to "just get a Legal Heir Certificate, Sir". INR1000 wasted already.
Any help would be most appreciated as the matter is pretty urgent. Thanks in advance.
A
p.s.: We have the death certficate, the ration card copies with our names, and my father's government ids with the family names in them. should not be a problem, if only someone guides me properly.