@ Author
I take liberty to rephrase my first advise. Just now I re-read your first post and I see it is 18 years old marriage! The change I am making in my one liner post is to advise you as follows;
1. Be in her shoes and think what you shall deserve out of a almost two decade old marriage in whatever way you two spent it till date!. Where she shall go no matter marriage was never rosy all these years? So if she says she is willing to give divorce on compensation then why you are avoiding even if she is working in profession of tailoring or like?
Reasoning: It is cheaper that way in long run.
and/or
2. Sit with her and discuss things out and come at a reasonable amicable solution as way out. Even if you win at HC then also one day or the other a divorce suit is bound to be filed - right ! And in it alimony one time needs to be met which no one can foretell but given to understand your age and almost 18 years old marriage she is atleast entitled for 2-4 L if this is case of Delhi plus add years of litigation and as supplementary add ld. Advocates fees now see what pops out of all these exercise?
Reasoning: It is going out to be cheaper to discuss and arrive reasonable solution at this mid life crisis age.
or
3. Spend time come what may be as per advise of your ld. Advocate by meeting her at HC and then praying for mediation to iron out differences and quickly get over with both of your life.
Reasoning: You may follow this advise only if you see probability that by parting some part of proceeds of property and or in liu cash / kind both of you can part amicably. I suppose no kid out of the marriage ?
Concerning having another flame kindled in life when your present marriage still live, I donot wish to comment on a g/f in life other than that one should make a full stop to present lifestyle to start fresh a new lifestyle with new beu etal is right way instead of keeping past also alive .....
Further concerning out of 24 K minus your liabilities and balance in hand I donot see any issue of sustaining price index liabilities when a person has major overhead (property) taken care of especially in Delhi Vs. she probably sitting at her parents home probably tailoring profession engaged as and further refusing to join you U/s 125 CrPC and case yet not come to evidence stage to confront her on ‘reasons’ not to live with you etc. etc. stages of litigation chapter as it is too early an logical legal matrix situation when HC appeal is being thought off for interim maint. challenge and what you expecting HC to please you with ! (not much man also depends upon which Bench the case may get to however no harm trying as one should try out all stuffs called family law to once satisfaction before surrendering but all on reasonable grounds keeping age, health, factum of period of marriage and outcome one expects mixed targets / goals in life etc. etc)