HOW TO TAKE LEGAL STEP AGAINST A BANK MANAGER IF HE ARBITARILY DEPRIVES A CUSTOMER OF HIS RIGHT TO GET FINANCIAL ASSISTENCE UNDER VARIOUS GOVT OF INDIA SPONSORED SCHEMES LIKE CGTMSE,PMMY,PMEGP,PRIORITY SECTOR ETC?
NAYANMONI 24 August 2016
HOW TO TAKE LEGAL STEP AGAINST A BANK MANAGER IF HE ARBITARILY DEPRIVES A CUSTOMER OF HIS RIGHT TO GET FINANCIAL ASSISTENCE UNDER VARIOUS GOVT OF INDIA SPONSORED SCHEMES LIKE CGTMSE,PMMY,PMEGP,PRIORITY SECTOR ETC?
Tuhin Batra (Advocate) 25 August 2016
P. Venu (Advocate) 25 August 2016
All the banks have their own system of addressing public grievance. Information as to the higher authorities to be contacted are prominantly displayed in the Bank premises. In addition, you have the option of appraching the Banking Ombudsman. Moreover, implementation of Government schmes are closely monitiored by the District Collector.
Proper representation of such grievances require that you should be in the know of relevant and material information. In case of a public sector bank, such information could be obtained under the RTI Act.
Suri.Sravan Kumar (senior) 25 August 2016
I agree with P.Venu Advocate
Kumar Doab (FIN) 25 August 2016
I too concur with Mr.Venu.
Trnsact in writing under proper acknowledgment.
vasant kulkarni (DEPUTY CHIEF EXECUTIVE OFFICER) 25 August 2016
REMEMBER THAT AVAILING LOAN IS NOT YOUR RIGHT.YOU CAN NOT ENFORCE IT.HOWEVER YOU CAN PERSUE OTHER REMEDIES TO EXPEDIATE THE MATTER AND GET REPLY FROM THE BANK/RELEVANT AUTHORITIES.AFTERALL BANK IS NOT THE OWNER OF THE MONEY.
G.L.N. Prasad (Retired employee.) 26 August 2016
Sanctioning of a loan is at discretion of the official that is having such powers, and it was never a right of the borrowr. If the borrower thinks that he deserves the loan, but the concerned manager is not sanctioning the amount, he can report the matter to NODAL Officer implementing the scheme, and the NODAL officer will recommend the case to some other Bank.
(Banking Ombudsman etc., are only for deficiency of services and all govt programme rejection has to be made only by a the official superior to sanctioning authority)
amiteshkumar 27 August 2016
amiteshkumar 27 August 2016
amiteshkumar 27 August 2016
P. Venu (Advocate) 28 August 2016
Thanks, Mr.Prasad for correcting me and providing valuable information.
NAYANMONI 13 September 2016
| Originally posted by : vasant kulkarni | ||
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LISTEN DUDE, BEFORE MAKING A COMMENT YOU SHOULD STUDY THAT PARTICULAR SUBJECT SO THAT YOU CAN ACQUIRE ADEQUATE KNOWLEDGE ON THAT SUBJECT...MY QUESTION BASED ON RBI GUIDELINES AND BCSBI CODE WHERE AN INDIAN CITIZEN CAN GET VARIOUS FINANCIAL ASSISTENCE FROM BANK WHICH CORRUPT BANK OFFICIALS ACTUALLY HIDE FROM ITS CUSTOMERS..
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NAYANMONI 13 September 2016
| Originally posted by : amiteshkumar | ||
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Dude, which bank do you represent? you seem to be a funky little dudu pigeon by posting a reply without any prior knowledge about RBI GUIDELINES and BCSBI code.i wonder if you EVER heard of schemes like CGTMSE,PMMY,PRIORITY SECTOR etc..which have been introduced by govt of india and RBI ITSELF..you are talking about NON PERFORMING ASSET...Dude, tell me big borrowers like USHA ISPAT, LLOYD STEELS, HINDUSTAN CABLES, ZOOM DEVELOPERS, PRAKASH INDUSTRIES run under which GOI schemes? not to talk about infamous Vijay mallya.. | |
Siddharth Dev (Advocate) 15 September 2016
nothing to add
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