Bus Insured for 30,000/- with 30 seats but not for hire or reward.

A Bus was insured with Rs.30.000/- premium with a seating capacity of 30 seats. But the insurance policy stipulates with a limitation that the Bus with 30 seats can not be used for hire or reward but for owners own pleasure, domestic and insured's business.So what should the owner do to utilized this bus with a seating capacity of 30 seats?