I was a holder of HSBC credit card. A transaction amount of around Rs.10000 was listed on my credit card statement.
But the transaction was not done by me. I defended with the bank that I cannot make the payment but the bank did not do proper investigation and made me liable for the transaction. Still, I am fighting with the bank. I have all the proofs with me to clearly say that the transaction is not done by me.
Now, the problem is bank has made me in the defaulter's list because of which i am not getting any loan or could not apply for any banking products with other banks.
Can anybody help me what should i do to remove my name from defaulter's list?
Should I file a compalint against the bank?