I brought a flat in a society at Pune in joint name with my spouse. First name is mine. Property value is around 61 lakhs. We made the downpayment of 21 lakhs in which my contribution was 15 lakhs and my spouse contributed 5 lakhs. We availed loan of 40 lakhs in joint name. We had some differences by then due to some personal matters. He told me that he will not pay any emi. I informed builders to cancel the deal but the cancellation fee was around 6-7 lakhs. I informed my husband that as the fee is high i will continue with the loan alone but you need to transfer the property to my single name after coming back to India. He was deputed at Russia due to some office assignment. He agreed at that time. I continued with the loan single handedly. Now after coming from Russia, he refused to transfer the property in single name. Recently he has filed a divorce petition against me. I am the one who is handling the brunt of the loan alone while he claims 50% ownership just on the basis of 6 lakhs paid by him. Loan is also in joint name. I am having a five months old baby and my expenses have increased manifold since then. I do not want to pay any emi further. Possession is ready. But if I avail it, my spouse will not co operate in resale. What to do?
