in the matter of cheque bouncing the complainant could not produce the diary, where in he is supposed to have mentioned the amounts given as friendly loan, from time to time. neither the amounts are reflected in his books of accounts/balance sheet as submitted with the income Tax returns. He has given huge friendly loans to other peoples also, that too have not been accounted for. Can the JMIC, give the benefit of doubt to the accused, please carifay with any hudgement cititaion, i wiill be grateful. thanks all