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Harsh desai   13 August 2021

Chinese loan app

I have taken a loan from chinese loan apps from 70-100 applications from play store.

This applications are not registered with rbi nor nbfc.

They give a loan of small amount with higher interest by submitting aadhar card and pan card for 7 days or 15 days.

They take all access from our mobile like contacts,email access,gallery,location,and many more.

If we unable to pay loan amt for 1 day also

They start to give threat,they create whats app group and add our family members and friends

Also they defame us by writing chor,fraud in group. They call our relatives,friends and threat them. They are also misusing our aadhar card,pan card,driving license,voting card. So what legal safety can be taken to save from this in future. If they misuse documents then what safety we can take first so that in future if they misuse anything we will get save out of this.

Can we write nc to police.


Learning

 4 Replies

Dr J C Vashista (Advocate)     14 August 2021

Repeated query today itself.

Read response in original thread.

G.L.N. Prasad (Retired employee.)     14 August 2021

You know that it is "Shit", you have gladly stepped and played with it and now blaming the sh*t has exposed and defamed you.  One can understand as dire necessity or sheer easy money might have attracted you and then you have not cared about RBI,, Govt and now when they asked you to repay the money, you want Police to help you.  Repay the money, and then make a complaint to Police on such harassment.

Harsh desai   14 August 2021

Sir 

I am not having problem to repay.

I was not aware about this scam.

The problem is i am unable to repay because google have removed apps from play store.

So there is no option to repay.

They are misusing kyc also.

That is why i want help from police.

P. Venu (Advocate)     15 August 2021

Yes, a repeated query.


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