Hi,
I had a Credit Card from ICICI Bank, in the year of 2004, there were some disputes, after a final discussion with the bank personnel it was settled it with some amount, and I have issued a full and final cheque from my ICICI Saving account to my credit card account, my bank has sufficient fund, but I got a 138 notice on third day after the settlement day, then I have made a DD and paid them, but they have not issued me any NOC or settlement letter, saying that they will send it by post. Still I have not received any thing from the bank,
From 2004 to till date there was no communication from bank, I was in London from 2005 to 2008,and my family says there is no mail, courier or notice from the bank, regarding the card, I thought my card account might have closed,
I got a call from the bank last month that I have an outstanding xyz amount, I have asked for the detail, but
They are not ready to provide me any detail, I have contacted the bank credit manager, she said they have handed over my case to a lawyer to contact him, I have contacted that advocate and he said that case is in the court I asked him for the detail, but the advocate is asking me for a settlement, by payment one lakh, where my credit card limit was 46,000/- and I have used 26000/- paid 19000/- (settlement amount) according to me the due is 6000/0 and now he is asking me for a settlement amount of rupees one lak,
Your small help is appreciated.
