deficiency of service against the bank

A person taken loan in the year of 2005. He was defaulte. He did not paid instalments properly the bank taken against action to borrower without giving notice In this said transaction the branch manager insisted the borrower to transfer the property in favour of guaranter in his individual capacity ..... The borrower approach the Deputy Recovery Tribunal against the bank and the DRT same was allowed......... 1 How to file a case against bank before the forum... 2 What's the legal point for me....