About 5 years ago, I invested some amount with a finance company. They gave a promissory note as receipt once they received my funds.
They paid interest for about 2 years but they stopped paying interest for the last 3 years. Inspite of several reminders, they haven't paid any interest nor returned my principal back. They claim they have properties and are asking me to pay a huge lump sum (since they have pledged the properties with another money lender) if I wanted the property.
I am not interested in acquiring the property as I want my amount back.
What options do I have? Is breaking the promissory criminal?
