Sureity

Money in the deposit account is a property.

The property has to be acquired in lawful manner as per Sec.300 of Indian constitution.

Advise your friend's father to file RTI Application seeking information from the bank seeking following information. Postal order for Rs.10/- fvg. Bank drawn on the place of branch has to be enclosed.

Application dt.18th Dec,2016 seeking information under RTI Act 

Before:  CPIO........Bank,.....

RTI Fee: Postal order No...for Rs.10

Applicant:

Sub: Debiting the account no......who is a gurantor to the default account of ....................

Information solicited:

1)Please provide the rules and regulations under which the bank can debit and recover the amount from Account No.......of...............for the default loan account of............

Applicant.

But remember that your friend's father can not escape his legal responsibility and liability as a surity, but the recovery should be in a lawful manner and after issuing proper notices of such default and after recalling the advance and other laid down procedure only.