Respected All,
is xerox copy of sale deed is enough to get home loan ?
anbu bangalore (aaaa) 02 June 2016
Respected All,
is xerox copy of sale deed is enough to get home loan ?
Kumar Doab (FIN) 02 June 2016
The Bank/Lender shall insist for Originals.
G.L.N. Prasad (Retired employee.) 03 June 2016
Before posting, just think for a minute as to whether you can accept any xerox copy and act on the said xerox copy.
Bank can not provide loan on the basis of xerox copy of sale deed. In case of lost documents, you have to obtain a certified copy, collect other documents that support your ownership, and then approach the Bank. The legal advisor, considering all aspects may agree and publish a Public notice in largest circulated news paper about loss of documents and Bank's intention to advance amounts to you and calling for objections. You may have to file an affidavit or go for simple mortgage depending on facts, if the bank agrees to advance the amount.
Bharatkumar (ADVOCATE ) 03 June 2016
Original Indivusal Documents of Property are require for Home Loan
rajeev sharma (Advocate Ex senior manager law ) 03 June 2016
Dr. Imran Ahmad, MOZA (Chief of Jurists (Suprime Court of Khuda Rabbul Izzat London)) 04 June 2016
Xerox will die.
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