There are so many MLM Schemes as well as Fixed Income Plans offered by the share brokers/companys, espcially forext market trading. Since the returns are attractive,most of the innocent people are investing their hard earned money with them. In most of the cases, I have seen the returns are being paid regularly for the initial couple of days and after which no returns not even pay the capital amount invested by the people. Though the company issues PDC towards capital and monthly returns, it is getting bounced in bank due to insufficient funds. Do we have any alternative to protect the capital of people. Does it make any difference if we registered the agreement executed between the public and the company? Wd request you to pls. suggest on this.