MY CLIENT BORROWED LOAN OF 2,25000/- ON ONE FLAT(IMMOVABLE PROPERTY) AND AFTER THE OUTSTANDING AMOUNT BECOME 3,75,000/- HE INFORMED TO BANK THAT HE WILL PAY THE DUE AMOUNT AFTER SELL HIS MORTGAGED PROPERTY. BANK HAD NOT REPLIED HE WROTE AGAIN THAT HE HAS TO LEAVE THE CITY AND HAS TO SETTLE IN OTHER STATE SO HE APPOINTED A POWER OF ATTORNEY FOR DEALING OF HIS PROPERTY WHICH IS MORTGAGED IN BANK. THEN BANK REPLIED THAT THE POWER OF ATTORNEY WILL NOT ALLOW TO PAY DUE AMOUNT INSTEAD OF LOANEE. THEN MY CLIENT WENT TO DEBT RECOVERY TRIBUNAL THROUGH HIS POWER OF ATTORNEY AND DRT ORDERED TO DEPOSIT MONEY AND HE PAID AS THE INSTRUCTION OF DRT. THENAFTER BANK PREJUDICALLY MADE COMPLAINT IN RELAVANT POLICE STATION FOR THE CHARGE OF SECTION 420 (IPC),
ACCORDING TO MY EXPERIENCE THIS IS A MATTER OF CIVIL NATURE
CAN ANYBODY GUIDE ME ABOUT THIS MATTER THAT IS IT A CRIMINAL OFFENCE OR CIVIL DISPUTE?
