Home Loan

No. it can not be transferred till there is encumbrance, claim and interest of financer on the property

Get the loan liquidated/ repaid before the property is transferred in your name.

When the original sale deed is under equitable mortgage with a bank, without repaying such housing loan of a financial institution, transferring the title to spouse amounts to fraud.  However, most banks insist spouse guarantee and if you have signed as Guarantor, you may obtain the written permission and NOC and as per their directions can get the title transferred incorporating the amount of outstanding with that bank as a clause in sale deed/ gift deed.  Contact the Bank's advocate for guidance.

What are the facts? What is the issue?

To seek proper opinion on the point of doubt, you have to open your problem and hare exact facts through your post.

To seek proper opinion on the point of doubt, you have to open your problem and hare exact facts through your post.