Dear Sir,
I just wanted to know that when and where do we required the legal heir certificate in TS & AP states.
One of my friends father invested some amount in a bank as FDs putting his son and his wife as nominees to claim the same after his death.
In recent past he passed away, now my friend and his mother wants to claim the same as the nominees. But the Bank officials are insisting the legal heir certificate to calim the amount.
My question here is: when the nominees are physically present before the bank officials and submiting all the KYC documents to claim the amount, does it required legal heir certificate to be submitted? to my knowledge, where there is no nominees is mentioned then the legal heir certificate is required.
I would request the experts in this forum to give their valuable inputs on the above.
Regards,
Govardhan
