Personal loan

Is it possible without your signatures?

You must be joking. Nobody will believe this story these days. Why? Because a bank will do a lot of due diligence before offering a loan so it is just not possible to give a loan to a person who is claiming to be another person. The bank will show you the IDs given to them, for example. You can verify whose ID it is or rather whose photo is on the ID. 

Trust me this is no joke for the last 3 days my life has been a living misery with my salary account blocked . My signature waa forged and as I said it is not possible without ant bank executive being invovled. I myself cannot believe this can happen but the hell that I m going through is something beyond explanation. Some one please tell me what can be done.

Trust me this is no joke for the last 3 days my life has been a living misery with my salary account blocked . My signature waa forged and as I said it is not possible without ant bank executive being invovled. I myself cannot believe this can happen but the hell that I m going through is something beyond explanation. Some one please tell me what can be done.

Firstly, no loan is granted without an application from the borrower.  If you've not submitted an application, you may find out if the bank has followed the procedure laid down. Check and verify the signature on the application, the purpose of the loan and other details..  

Secondly, the loan is credited to the bank account of the borrower who can only withdraw the loan amount using a cheque leaf issued to him.  If you have not applied for the loan and if the loan has been sanctioned, the question arises how the loan amount was disbursed.  You've to ask the bank for details.  The manner of disbursement of the loan will say it all.

Thirdly, what security was furnished for the loan?  The details of the security may throw light as to who furnished them and why by some person other than you.  There are many more questions which require answers.