Dear Seniors,
One of (Pvt Limirt - Manufacturing Comapny at Pune ) employee died on 17th September, 2016 due to Dengue. He was 34 years old without any medical history. He had home loan insurance of HDFC Ergo. Due to his death we have claimed for his Home Loan Insuance which is rejected by the HDFC Ergo stating reason that Dengue is not covered under Crical Illness as well as Accident Category.
He was also covered under GPA policy as per TPA Dengue death is not accident so not covered so insurance under GPA can not be claimed.
Can we take help of below case to file case in Consume Court Pune? If you have any second opinion please advice.
