We used to conduct chits between our family members . whoever needs money on need basis , they used to get as per the auction. One family from apartment came very close and built trust with us . So we have included them as part of chit. This was happened from 2018. It went well for 2 years.
In 2021, they are part of 4 chits ( 8 Lakh) auction and collected complete amount from me. Now they are not paying monthly installment . When i asked for me, they put a compliant against me stating that we are harassing them to get money which is not true.
I don't have any chit license, i have only their signatures in a book with list of people ,amount they got from for all the chits. i do have their voice recordings where they agreed that , they took money from me. Some other people are there as a evidence.
Now, I need your suggestion to move forward. Can i file a cheating case against them ? If i need to proceed as per law, what are the initial steps should i take?
Kindly advise.
Thanks so much.
