Dear All,
My brother applied for a self employment loan from BC finance corporation for puchasing two xerox machines five years back and subsidy Rs 20000 released from government sent to the local Bank,but the bank manager delayed releasing of loan money for 2 years and after 2 years that loan scheme elapsed.My brother served legal notice to the bank manager and immediately the bank manager called my brother and said, he will renew that loan and asked not to approach the court and the manager himself prepared one document mentioned in the letter " due to some unknown reason,i could not approach bank,so please renew my loan" and my brother signed on that letter by believing his words in good faith and gave to the bank manager and the bank manager immediately took xerox of that letter.On the next day when my brother approached the bank ,again the bank manager repeated the same thing,asked to wait some more time to release the loan.My brother got angry and he took the original letter from the bank manager and filed a case in district consumer's forum.
Next, the Bank manager filed the xerox copy of my brother's letter by saying in the consumers forum "since the complaint is the author of the letter,he can create as many as original letters as he can " but my brother filed the original letter which he signed by saying that bank manager has cheated. The second mistake of the bank manager is that ,since the loan releasing time has already elapsed,inorder to cover his mistake,he created one fake loan application of my brother photo,signature which is a fake application and submitted in the consumers forum court, without giving a copy to the complaint(my brother) when filing that fake application in consumers forum.
After seing this two documents which are only xerox copies,the district consumers court president believed the bank manager's words and dismissed the case with no costs.Please note the two mistakes of the bank manager committed in the court : 1) Cheating the court by saying that his filed xerox copy is itself the original letter and blaming the complainant(brother)created another letter 2) Bank manager created one fake loan application with photo and signature of my brother and filed only xerox copy without giving copies to my brother(complainant).
Now my brother is mentally disturbed due to loss of income since 5 years and incurred heavy loss of nearly 5 lakhs and also lost subsidy amount from Government .Now is there any way to file criminal case on bank manager for producing fake documents in the consumer court? How much compensation amount my brother may ask for the loss incurred?
Plz give your valuable advice how to file a criminal case against bank manager.Your help is highly appreciated.
Thanks,
Sunil