rahulkumar (student) 14 February 2012
Sir,
One of my friend applied personal loan. After bank verification it came to know that, documents sub,itted by him was false. Now he is geeting threatning calls from bank that you have to pay the 3% of applied loan other wise we will satrt taking the legal action. Sir in this case what could happen?
VINOD VERMA (C E O) 28 May 2012
no need to worry at the most they can refuse loan, but they can not book you in any case, as they have not disburse/sanctioned any amount to you
Anjuru Chandra Sekhar (Advocate ) 10 June 2012
Devesh A. Bhatia (Advocate) 19 June 2012
If the loan is taken the bank may charge you with fraud. It is not clear from ur query whether the loan has been granted or not. If bank is just asking for 3% processing fee and not giving you the loan then withdraw your laon application.
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