Respected members, a case is going on in consumer court in which issue is related with health insurance policy which was sold by bank with mortgage loan & it was issued in October, 2011. Insured was died March 13 then death claim was initiated in April 2013 & it was paid by insurance company. After knowing that insurance policy was sold under unfair trade practice by bank & insured should have been sold a simple term insurance policy by bank (intermediary of insurance company), an email was forwarded by dependents to bank in May 2014 & after getting no proper action towards issue, a case was filed in consumer court in January 2015.
A case is required to file within 2 years from last cause of action. I want to know, case is filed within time limit or not. As per my best knowledge initiation of death claim is new cause of action & case is filed within 2 years of date of death & death claim received. Please help.........................Thanks & Regards