Cheque bounce defence

In such an event, if your have not been gven a notice in writing by him, you make the loan amount ready and inform him through a registered post stating that your are ready to settle his loan amount at the date, time and place fixed, ask him to return the blank cheques and blank bond held by him in his possession as security for the said loan amount.  In his reply let him commit the way he does,since you have created a record in writing, you may issue a stop payment  instruction to your bankers instructing them to not to honor the cheques as per the details,  if presented or payment.  Let him proceed with the cheque bounce case, you can defend your case accordingly.