Dear all,
My father was using two credit cards, one in his own name of STAN C and other card is in my mother`s name of HDFC.
Both has an o/s balance of re.33k . Unfortunately he died a month ago, and i blocked one cc of his name a few days later.
The address of that card is his official address not residential. No security is attached to it, there is no Will made by him during his lifetime though one house property was in his name on which already a home loan is o/s of 2.25 lac till date. One four wheeler was also in his name on which also there is o/s loan of 2.5 lacs.
I want to know that are we liable to pay his credit card debt and if we do not pay then what will be the consequences?
After his death we have no source of income.
Kindly help?