niraj (legal practitioner) 29 June 2009
a cheque presented for payments and accordingly the bank paid to the person.later on the account holder submited that cheque was not issued by him and the bank has caused defeciency in service accordingly lodged a complaint before district consu. forum.should it be admitted?
Swami Sadashiva Brahmendra Sar (Nil) 29 June 2009
This may be a case of forgery and other criminal acts but not a deficiency in service.
Uday (Lawyer) 30 June 2009
I agree with Mr.Tripathi.
niraj (legal practitioner) 12 July 2009
thanks to all,pl. inform few rulings to defend at hearing on admission on behalf of the bank
V.T.Venkataram (Advocate and Consumer Activist) 06 October 2009
If the banks have not verified the signature before payment , it amounts to deficiency in service. But the consumer's carelessness in leaving a cheque book to be used by others is a good defence for the bank.
Please visit https://www.rediff.com/money/2008/oct/21bank.htm
Bhushan V. Kale (Lawyer) 06 October 2009
It is better to file criminal complaint than approaching to Consumer Forum.
A.P.Manoranjan (ADVOCATES & LEGAL ADVISORS) 25 October 2009
Bank is not responsible for such wrong payments since the cheque book is issued to the person from whose account the amount is withdrawn.
Siddharth Chitturi (Advocate) 11 November 2009
there is no deficency in service on the part of the bank. the bank has provided its services to the customers. this is clear case of criminal nature, at remedy as private complaint before the magistrate or case registered at the Police.
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