Education loan demand notice.

With due respects, please remember the forum you have approached is a Legal forum.

The bank co-operation is upto sanctioning of the amount.   After availing your responsibility starts and before the account slips to non performing asset, you should keep your commitment and must pay regular EMI.  It is you that have failed in your commitments, and once the account slips into NPA, officials are accountable and can not take their own decision, as monitoring is done at a higher level.  Why they should co-operate ?  Every defaulter is having one or other problems and that may be true also.  But as a Banking institution, it is worried about getting it's money (it is not their money, it is depositor's money and public money).

A common man can not understand how demonetization affected your repayment of educational loan. One has to anticipate all the troubles in future, before availing loan.  Pregency of wife as a pretext for repayment of educational loan is not acceptable to the Bank.  Because it is an instistution and inhuman entity and it runs on a set of laid down rules and regulations, controlled by superiors and computers.

You have to garner your resources and focus only on complete repayment in your own interest.  It is not proper to comment on certain things not related to  loanwhich gives an account of conduct of your account and discipline as posted in your query..

You can file for deficiency of services as nobody can apply force on you. You need to review your loan agreement once again which will be of much help to you.

I am from Essay Help I need to know about Loan I know private loans don't have every one of the advantages that government understudy credits have. You should contact a Wells Fargo rep to ask this question, however my figure is the same as the past replied: they will let you know no, the advance terms are not debatable. On the off chance that at all conceivable, you would be best to avoid private understudy credits - they convey higher financing costs and less alluring terms of reimbursement.

in my sence you deposit monthly installment regularly but dont miss. due amount which is not paid by you, after you adjust monet with bank manager , in this case if manager go to file in court  result will be favour to manager, so dont go argument. continune  EMI. 

Dear,

Pls refer your loan agreement and show this to Manager..

he will surely agree for your things.