Friend not returning money lended to him

Just because you gave it through bank transfer alone will not be good enough to prove that he owes the money to you.

Have you got any promissory note from him?  I think you don't.

Therefore, it is very very difficult for you to recover the money from him through legal process.    

Hello Mr Ramchandran,

I have whatsapp chat with my friend where I asked him whether he wants 2 lacs or 2.5 lacs and he said "2 lacs". And after that he also replied that I want I can give 3 lacs as well. So can I use it as an evidence in the court?

Yes you use that as evidence but you have to need a certificate from proper authority that it is a electronic record as per U/s 65 (A) & (B) of the evidence Act.
 

Jyotirmaya Prasad Behera

Advocate,Orissa High Court

9132319262

Hello Mr Behara,

Please suggest from where I can get it. Can I get it from the forensics or is there any other government agency that can certify it?

Dear Sir/Madam,

Since your case is complicated case as such I require documents and same may be send to my email/PM (personal mail) for detailed legal advise.

With regards,

Legal Expert

not much complication in the case. Youare least likely to get the money

I explain as under

Money given to friends and relatives is always a charity in the garb of loan which is given in expectation of refund but always taken with intention of non-refund.

Such loan is taken by a person:-

1. Who lacks business sense and cannot raise funds out of his own business and suddenly wants to be rich.

1. who cannot raise bank loan because :-

Either

he himself is not creditworthy

Or

 the purpose for which he seeks loan is illegal

or

the purpose for which he seeks loan is not at all commercially viable.

1.  Who knows he can afford not to refund.
2. Who trusts his thick skin
3. Who intends not to refund
4. Who has made fortification against action of refund.

So he has to find someone who can part with his money. SO he finds a lender near him (friend or relative)

Such loans are given by the persons :-

1. Who has surplus money.
2. Who displays and boasts of such surplus money.
3. Who stupidly believe that there will be a refund.
4. Fails to realise as to why he alone (not bank) is being contacted for loan.
5. Who has extreme trust on the debtor
6. who are either stupid or extremely greedy of the unusual (or illegal) rate of interest.

Such loans are always given

1. Without documentation.
2. Without witness
3. Without guarantor.
4. During cordial relations

Soon after giving such loan :-

1. Relations are no more remain cordial
2. Business started by such money  (easy money belonging to other) invariably fails.
3. Such loans always sink and not refunded.
4. Person seeking such refund suffers at legal process.
5. Person seeking such refund legally or by persualtion is socially criticised.