Dear Sirs,
My contact email is jays_am@yahoo.com (jays_am) becuase in the login it is jay_am
I had bought a property about 02 years back and me and the bank made a payment to the Builder
according to their completion certificate. There was a home loan for about 1cr. and we paid about 38lacs.
according to our legal papers, builder had requested us to pay the cheques and demanded the cash for
the same as mature understanding and we did it. so we gave him the cheques but he didn't return us the cheques saying once he get the payments from the bank he would return it. and he gave the payment receipt mantioning the cheque no.s to keep his account clear becuase of the income tax department and issued the certificate to the bank that payment is done from the party and as the property is ready, so bank should release the payment. so bank released the payment on their completion certificate. so we aksed the builder to retrun the security cheques as he was also been paid up by the bank, but he said that he has misplaced it and once he find the cheques he would return it. but he didn't, so later on we cancelled the cheques informing the bank over the phone and also informed the builder for the same over the phone and it was done.
Later on we got the Sale deed copy and other papers from the builder and originals were been given to the bank as per the builders statment. then after good time we went to the site where we shown the property was different and the property we bought was not constructed. so we spoken to the builder and he said he would do it soon but for good time he didn't do anything so we send him a legal notice. instead of replying the legal notice he misused the cheques that he said misplaced and forwarded us the notice for 138, so we replied for that 138 and told him that you should not misuse the cheque that you supposed to return but not returned saying misplaced ? so now do not misuse any of them and return it to us as after the entire payment you have made the sale deed and all.
But he didn't reply, so we file the 420 against him representing the false certificate provided by the builder to have the fund from the bank and taken the money from us and from our bank that we had to repay. But he didn't bother it and the 420 is going on since 18 to 20 months with no result. so we approached the Hon. National commission as it was a matter over 01cr.
After all the evidence and strict legal Scrutiny by the President and other members at National Commission, they issued the legal notice to builder for ex-parte decision.
So now builder has filed another suit for 62lacs in civil instead of answering National.
Is it a world of criminals ? as we are not aware that how the city civil has entertained them avoiding the notice from the National ?
Really a word confirms here that " Ulta chor police ko dante " If there is a real Law Professional hero, please advise Honestly ! as after big monetary loss,
01, we do not have the property (Just Property Papers)
builder has goons at the property, once we tried to go there but been threghten by goons warning not to come again.
02, we are suffering with false allegations
03, we filed the 420 first and also the Hon. National Commission issued the notice after having legal papers and other scrutiny for the case but builder does not bother for any law and feeling whatever he is doing that is law.
04, all money gone and also the Bank is after us even as they released the big money directly to the builder as we informed the bank that if the construction was not done why you released the payment becuase neither we do have money that we made with many years hard work nor we do have the proeprty. becuase it is banker responsibility to verify the property before issuing the cheque to the builder. but we been told that builder is having good realtions with the bank officers. But Where we are? No money, No Property, lifetime saving is gone, bank liability for the same and false allegations
05, mental harrassments and suicide thoughts into mind
really world is full of cheaters and difficult to survive for genuine people. Does Builder construct the buildings and destruct the Humans and Law ?
Please advise as we do not have much patience to live in the world of cheaters. jays_am@yahoo.com (jays_am)
