1. You have to get a Notarised Promissory / IOU on legal sheet prepared with key provisions of loan such as;
- Loan amount
- Interest and Security
- Terms and Repayment
- Representations of Guarantor And Lender
- Events Of Default And Consequences
- Termination of The Agreement
- Demands etc.
A local lawyer should be consulted who will charge fees and prepare one for you instead of D-I-Y.
2. The loan amount if above 20 K then cheque trail should be annexed for a family law related Court case with Bank Statement to make whole exercise look legitimate in eyes of law and then persuasive pleadings cometh to consider it in a family law related maintenance case or not.
Now ignorance smart bolt out of the blue reads something like this:
BTW the other day I heard in a DB hearing, one of the Jstc. in Karnataka HC telling a husband “OK we consider such large loan you are showing to us as some sort of your legitimate daily needs, if your relatives are willing to lend you such large loans then sweet talk your way to them again and they jolly well can give you more to pay to your wife and you can meet her arrears………..!”