money is not refunded after date of execution of money taken

File a recovery suit by consulting a local lawyer.

first of all, send her a legal notice, rather she replies or would not reply, if she replies then use the notice in your suit for a recovery case under civil law, if she doesn't reply the also yo have to file a suit for recovery but the base of everything is the LEGAL NOTICE.

You send her a legal demand notice demanding the money she borrowed and if she fails to respond or comply with the demands made despite the expiration of the stipulted time period, you can proceed to file a money recovery suit on the basis of the documentary evidences in your possession to prove the loan amount given to her.

What are the terms and conditions of advancing money to borrower ?

Presumption of facts cannot lead to form proper opinion and oblige..

 Arrange to send a legal notice through wats app etc.the Supreme Court had allowed the service of notices, summons and pleadings etc. via WhatsApp in addition to email.

why was the monye given? at what rate? when was the last admission of liabillity?