Motor Accident case.

INSURANCE IS A CONTRACT. UNLESS AND UNTIL THERE IS A SPECIFIC STIPULATION  IN THGAT POLICY , THERE IS NO CHANCE TO CLAIM COMPENSATION,

 is it a fact that even if there is no contract, the owner may be held responsible on proven negligence.

The claim can maintain only against the Owner of he tractor depending on certain other conditions.

as far as tractor & trolly are concern. First of all let me know that wheather trolly was registered & insured sepreatly? Because tractor is an agriculture vehicle and according to apex court when any trolly attached to tractor it become commercial vehicle & need to be registered as well insured sepreatly. If there is no registration of trolly sepreatly than tractor owner would be lible for any compensation.I would avail you the citation of that ruling as early as possible.

further, when  Section 147 sub cluse (1)(b) (i) speaks that  " against any liabily which may incuured by him in respect of te death of or bodily [ injury to any person, including owner of the goods or his authorised representative carried in the vehicle] or damage to any property of a third party casuse by or arising out of  the use of the vehicle in public place;"- I would like get a clarification that -whether the Coollee amounts to be reprasentative of the owner of the goods?