I am 32 years old and took the online loan of Rs 20,000 for 30days from https://vote4cash.in very easily approximately in 2 hrs time.
I was in very very emergency and hence without any further information & thoughtful impacts, I processed it.
Now after 1 year I am completely in debt trap and I don’t know how do I handle , if I delay the payment even one day people from https://vote4cash.in are threatening and abusing me like anything and informing me that they will file a case against me
Currently they are charging 46% flat per month rate of interest.
I am completely lost and don’t know what to do , how to close this
I am in huge pressure and frustration as whatever monthly salary I am getting I am paying to https://vote4cash.in
Need advise , what if i don't pay this loan and this company is defiantly not covered under CIBIL authority.