Manivasagam 21 October 2016
Kumar Doab (FIN) 21 October 2016
Bank's prespective; You have borrowed, you should pay.
It may agree to reshedule if it accepts your present difficulties.
advocatepassy@gmail.com 971794 (Advocate) 22 October 2016
You have taken loan, and you alone is responsible for its repayment. You can explain your circumstances, and bank will perhaps, agree to its rescheduling.