Postal Life Insurance

Please do not trust oral statements, though it is true that every policy has to run for a minimum period of 3 years in general to cover their running costs.  File RTI Application, get copy of laid down norms prescribed for withdrawal of premium paid for 2 years 5 months.  If you have any stipulation that helps you file this as grievance and wait for redressal on line.  If there is no such stipulation, even if you go to Ombudsman and forum, except wasting time and costs you may not get your amount back.  (Now as there is no fee for District consumer forum cases, they take long time to scrutinise complaints  and may even reject admission.  For filing complaint, issuing notice to other party is mandatory before filing complaints before DF)