Arumugam Vellingiridharan (Engineer - After Sales Support) 19 November 2009
Hello Sir,
In the recent news we all seen that RBI had waived the preclosure charges for the personal loans.ie No bank can claim the charegs from customer.But when this is going to be active and also wish to know that is it applicable for all banks like SBI,ICICI and HDFC etc.
Raj Kumar Makkad (Adv P & H High Court Chandigarh) 19 November 2009
Definitely this notification is meant for all banks and the referred banks are not wxception.
Jitendra Rampure (Engineer) 26 November 2009
Dear Raj Kumar,
I have a personal loan with ICICI Bank, which I want to foreclose, however ICICI bank is asking 4% foreclosure charges plus service tax.
They say that they have not been intimated about the RBI circular.
Kindly advise the next steps.
Regards,
Jitendra
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