Hello experts,
I am planning to buy a flat on my wife's name, she is unemployed, can i avail loan in future by using the documents on her name? need advice.
saravankumar (designer) 15 June 2010
Hello experts,
I am planning to buy a flat on my wife's name, she is unemployed, can i avail loan in future by using the documents on her name? need advice.
Gundlapallis (Advocate) 15 June 2010
IN future?.. why not.. when the property is on her name.. she will be the only one who can get the loan on the property.
SRIKANTH MYLAVARAPU (SENIOR OFFICER (LEGAL)) 15 June 2010
sravan ji,
u can buy the property in you wife's name
if u want to avail loan your wife have to mortgage the tittle deeds and u can be a guarantor to the loan not a principal borrower
N RAMESH. (Advocate Chennai. Formerly Civil Judge. Mobile.09444261613) 17 June 2010
I agree with above advice
sanjeev narula (advocate) 23 August 2010
since your wife is not working she is not eligible for loan ,you can avail loan from the bank in your own name and your wife can stand as gaurantor or co borrower and mortagage that property as security
Basavaraj (Asst, Manager-Legal) 24 August 2010
I stand on the advise given by Srikanth and Ramesh.
Mugundhan (Lawyer) 02 September 2010
I think Sanjay narula is right.
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