Hi,
I had availed a limit from the bank with my property as collateral. At the same time i gave a personal guarantee for my friends loan account.
After paying all my dues when i went to get my original sale deed from the bank ,the same was not given and the bank refused to give the original sale deed as the account in which the guarantee was given has become NPA.
I want to know whether the bank can retain my sale deed as i have not mortagaged it in the guarantee.And the property given by the NPA account holder is sufficient for the bank to recover all the dues .
what should i do in this case.