Dear all,
I am seeking legal advice regarding a series of issues I’ve encountered with ICICI Prudential Life Insurance and the associated ICR Laboratory in Madurai, which have led to the rejection of multiple policy applications.
Here’s the context:
· ICICI Prudential – Application 1 (April 2024):
I applied for a policy during a visit to India, completing the required medical test at ICR Lab in Madurai. After returning to Thailand, I learned there was an error in my HIV test result (3.2 instead of 0.32), which showed a false positive. ICR Lab corrected the report and sent the updated version to ICICI, confirming HIV negative. However, ICICI refused to accept the corrected report and asked me to travel back to India for another test. I couldn’t due to work commitments. Despite the correction, ICICI declined my application.
· ICICI Prudential – Application 2 (December 2024):
This application was rejected due to the issues from my first application.
· ICICI Prudential – Application 3 (January 2025):
This application was also rejected for the same reason.
Note:
I applied for a policy with Max Life Insurance recently, but they rejected my application, citing the rejection of my ICICI Prudential application due to medical reasons.
Upon following up with your icici prudential team for the past few days, I was informed that I am now ineligible to apply for a new policy due to the rejection of my first application based on medical reasons. I want to emphasize that this situation has been caused by a mistake made by ICR Lab and the ICICI Medical Team's failure to accept the corrected report. As a result, I have been unfairly blacklisted, which is preventing me from applying for any new policy.
It is highly unfair that I am being held responsible for the errors made by others. The irresponsible actions of the ICICI Medical Team have caused significant damage to my ability to obtain any insurance policy in the future, which is a serious consequence for me.
I am no longer willing to tolerate this unjust situation. I will be proceeding with legal action against both the ICR Lab and ICICI Prudential Life Insurance for the damages caused.
As such, I am left with no choice but to proceed with legal action against both ICR Lab and ICICI Prudential MEDICAL Team to seek redress for the damages caused.
my intent to proceed with legal action against both the ICR Lab and ICICI Prudential Life Insurance. I will be seeking compensation equivalent to the term policy amount for the damages incurred due to this situation.
Can I pursue legal action and claim compensation lumpsum for the damages I've incurred? I would appreciate any legal advice or guidance on how to proceed.
