Selling of my villa

Property sales through the common practice of general power of attorney (GPA) will not give ownership title to the buyer.

In a landmark judgment that is expected to send a large number of property owners into a tizzy, the Supreme Court held that the GPA method of immovable property sales is not a valid form of transfer of property.

As per the present status,you are an agent of the POA executed by your husband/principle empowering you to sell the property to the extent of his share and you are the owner of the other share in the property, therefore nothing prohibits you from selling the property to a third person on behalf of yourself as well as on behalf of your principle.  You can repay the loan amount out of the sale proceeds.  Legally, your husband cannot claim once the sale is completed due to the validity of the POA in your favor.